In 2023, there were approximately 44,000 road crash fatalities in the United States according to the NSC. However, even minor fender benders can leave you dealing with injuries, vehicle repairs, insurance claims, and lost wages. When should you hire a car accident lawyer to help you through the process? Here are some key times when an attorney can make all the difference.
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After a Serious Injury
If you or your passengers have suffered any serious injuries in an accident, it’s highly recommended to consult with a car accident attorney. There are nearly 40 million personal injury cases that require medical treatment every year in the US, which works out at 126.3 cases per 1000 people. A lawyer can deal with the insurance companies and help determine fault, while you focus on recovery. They can also assist in seeking compensation for medical bills, lost income, and pain and suffering damages.
For Major Vehicle Damage
Even if no one was injured, you may need a lawyer if your vehicle sustained major damage. This includes situations where your car is totaled, meaning the cost to repair it exceeds its current value. An attorney can help negotiate with insurance companies to try and get the fairest settlement. They will determine the actual cash value of the vehicle and make sure you are fully reimbursed. The economic cost of motor vehicle crashes in the US is estimated at $340 billion annually.
If You Are at Fault
Being at fault for a car accident does not disqualify you from seeking compensation, especially if there are extenuating circumstances. A lawyer can review the details of the incident and determine if you may still have a right to damages. They can also defend you if the other driver files an injury claim. It’s important to have experienced legal representation on your side in these situations.
Disputes with Insurance Companies
Dealing with insurance companies after an accident can quickly become frustrating. If an insurer is dragging its feet on your claim or not offering a fair settlement, a car accident lawyer can step in to advocate for you. Attorneys have experience negotiating with insurance providers. They know what tactics may be used and how to effectively counter them. With legal representation, insurers are more likely to take a claim seriously.
If You Are Partially at Fault
In some accidents, fault is shared between multiple drivers. Even if you are partially responsible, you may still be entitled to compensation, but the amount may be reduced. Determining shared fault percentages can be complicated, but a lawyer can assess the situation and fight for the maximum damages possible. This may greatly exceed any initial offer from an insurance provider.
When in Doubt, Call an Attorney
If you are uncertain about whether your situation calls for a car accident lawyer, it is smart to have a consultation with one. Many offer free case evaluations. They can listen and determine if legal representation could benefit you. With their expertise, car accident lawyers know how to build the strongest case possible to help you recover damages. If you have been injured in an auto collision, it is often wise to have a skilled attorney on your side.